Below is the letter I received from the Ocala Florida Elks Lodge Attorney Daniel Hicks in which he essentially states that the Elks Lodge doesn't have to remove the trees from my property or fix the damage caused by their trees.  

Note: What is ironic about this is that the United States Government does not officially recognize "God".  There is supposed to be a separation between "church and state" so I think using "Act of God" to avoid responsibility needs to be challenged in court.

Daniel Hicks Ocala Florida Attorney